Uncovering Opportunities in Emerging Credit Populations

Financial inclusion is an ongoing topic of focus and concern amongst consumers, lenders and regulators in the financial services market as they strive to ensure all consumers have access to the financial products and services that enable economic opportunity. This insight guide discusses the benefits of expanding credit access to emerging credit consumers whose limited credit history and participation may leave them at an economic disadvantage.

We share three practical ways that lenders can use identity and trended data solutions to help advance financial inclusion by:

  • Increasing credit access through faster, more actionable decisions
  • Informing account management strategies that protect consumers and support portfolio health
  • Engaging and empowering consumers to build trust and loyalty